Resources

Agent FAQ

Common questions from our real estate agent partners

Random Street

All new contracts can be sent to us via email

Our fees can be found through our free Title Quote App. Input the sales price and/or loan amount to obtain an accurate estimate of closing costs, which will include our firm's fees for closing.

Once a contract is received by our firm, a closing paralegal will make contact.

Qualia Connect is a secure platform for the transmission of sensitive and personal information to be passed back and forth. Once our firm has opened a file for your closing, first-time users will receive an email from our system asking them to register for an account. Once registered, you will not have to re-register for other transactions with our firm.

When a client's email is provided, they will receive an email invitation to register for portal access.

Previously registered users can visit the MJH Portal and click on the "Forgot Password" button and use their email address to reset their password.

Visit our Wire Fraud Protection Guide to learn how to best protect your client and yourself from falling victim to fraud.

Yes! Our firm has bilingual attorneys and paralegals.

Buyer Checklist

Solo House

Fulfill Your Lender’s Loan Requirements

  • Lock-in rate and loan terms and understand the time limit before terms expire.
  • Satisfy all underwriter conditions including the timely return of all requested items and be prepared with tax returns, pay stubs, bank statements, employment history, etc.
  • Once your application has been submitted, do not make any large purchases or apply for any new loans or credit cards. Changes to your financial situation prior to closing could delay closing and put you at risk of failing the underwriting process.

Choose a Homeowner’s Insurance Provider

  • Upon selecting your provider, be sure to forward proof of coverage and an invoice to the Lender and Closing Attorney’s office.
  • Confirm with your agent or lender if a policy of flood insurance is required. (Although a flood policy may not be required, MJH strongly recommends obtaining one due to our geographical location on the coast).
Photo of Tonya

Know Your Deadlines

  • When does your rate lock expire?
  • How long is your due diligence period for inspections?
  • When does the contract expire in the event there is a delay in closing?
  • When is earnest money due and how/where do I pay it?

Follow Up with Your Lender and Closing Attorney

  • Ensure there are no outstanding items necessary for closing that could cause a delay.
  • Review your loan estimate – Be prepared to bring the appropriate amount of funds for closing if necessary.
  • Confirm the closing package is being prepared by the Lender and sent to the Closing Attorney.
  • Review your final Closing Disclosure.
  • Make final arrangements to obtain funds needed for closing.
Closing a transaction

Closing Day Requirements

  • Bring two forms of identification (one with photo; credit/debit cards not accepted)
  • Certified funds or wire confirmation proof
  • Original Power of Attorney documentation if applicable

Perform Final Walk Through

  • Ensure the property is in the same condition as it was when you went under contract.
  • Verify the completion of any repairs or items that were to be addressed during the inspection period.

Helpful Tips

  • Arrange key transfers
  • Update mailing address with USPS and institutions
  • Transfer utilities to your name

Seller Checklist

Attorney and client shaking hands

Pre-Closing Process

  • Prepare for the home inspection and be sure all utilities are on.
  • Review the terms of the contract and schedule any repairs that were included – all repairs should be completed prior to closing and invoices should be provided to all parties.
  • Gather contact information regarding any HOA, current mortgages, and/or equity lines of credit.

Closing Day Requirements

  • Provide all applicable information to the Closing Attorney's office, such as contract information for the HOA or mortgage companies and any lines of credit.
  • Be sure to provide your forwarding contact information to receive documents and funds from closing.
  • Complete your W-9 and upload it to the MJH Portal.

Post-Closing Process

  • Sellers will be provided with a signed copy of the Settlement Statement at closing.
  • Fully executed documents will be sent via secure email once all closing conditions have been met.
  • Any proceeds due to the seller will be released within 72 hours upon satisfaction of all funding requirements.
  • Do not cancel insurance until you have received proceeds.

Wire Fraud 101

In 2021, 11,578 people nationwide reported losing $350.33 million to real estate scams, which was a 64% increase from the previous year. Often, scammers will use a broker’s real name to create a fake email, which gives the fraud more legitimacy. Criminals will often only subtly change one letter, symbol, or number of an email address. These scammers will count on being able to manipulate you into believing that these spoofed communications are real, which can lead you to download malicious software, send money, or disclose personal, financial, or other sensitive information.

So, what can I do?

McManamy Jackson Hollis, LLC is committed to the safety and security of our clients and their funds. Therefore, we have implemented a strict and unwavering process when it comes to wiring funds in and out of our office. We very strongly advise you to not send any money to our office unless you have verbally confirmed our bank information over the phone with an employee, and we will not send funds to sellers without verbally confirming their information over the phone.

Do's
  • DO make sure to verbally confirm wire instructions with our office before wiring any funds.
  • DO call your paralegal to verify the amount you need to wire for your closing.
  • DO alert our office immediately if you receive wire instructions via email or that you believe may be fraudulent.
  • DO call your local FBI branch immediately if you feel you have fallen victim to wire fraud.
Don'ts
  • DON'T send your personal bank information to people you do not know or have not spoken to before.
  • DON'T send any funds to our office without calling to verify our wire instructions.
  • DON'T accept wire instructions via an unsecured email. We will NEVER send our instructions through email.
  • DON'T believe everything you read. If you receive an email that appears suspicious, contact our office immediately.